Loan

1. Free LoanYour first loan with mypaydayloan.com is a free loan. The finance fee will be waived when you pay your loan in full. If you pay in full on your first due date, you will only pay back the amount borrowed2. No faxing requiredWe do require a copy of your most recent bank statement, in order to process your first loan. For your convenience we accept bank statements through e-mail or if this is inconvenient you may fax the statement.3. Increase the amount you can borrow by taking out more loansOur step-up program increases your available credit by $100.00 every time you pay off a loan. You can borrow up to $1000.00.4. Get more money before you pay off your current loanOur loan increase program allows you to request additional money before your loan is paid off. The process is simple and done right through our website. The funds will be available the following business day.5. Get a second loan without the hassleOnce you pay off your first loan, you are eligible to take out another one. The renewal process is quick, because you are only required to update information that has changed.

Payday loans and Cash advances

The Cash StationTo be approved for a loan you must: Have a current job for atleast 90 days Be 18 years or older and a permanent resident of the United States Having a take home pay of atleast $1000/mo after taxes Have a valid checking account in your name Have a current home and work phone number and valid email address You can request a cash loan from $100 to $500 before your next payday.

You do not need to visit any store you can complete the payday loan application from the safety and comfort of your home or office. You do not need good credit to apply for a payday advance. No credit check is required. Your regular paycheck is your security.If you are a new customer, click here to apply button, and complete our easy The Cash Station application form. We protect the privacy of your information with our secure internet technology. It only takes about 2 minutes to complete the application.Returning customers can click on the Return Customers button using a secure user name and password that is assigned after your first application. All of your personal information will be filled into the form automaticallyWe receive your payday loan application instantly and assign your application to the lender that is best for you, based on the information you provide. Next, you will receive a response from that payday lender.

The lender may require that you fax in additional information to be approved such as a copy of your recent pay stub. Once approved, the payday loan will be transferred directly into your checking account, normally by the next business day.On the due date of your payday loan, the loan amount and loan fees will be withdrawn from your checking account automatically. You do not have to make payments or visit any store!The fees charged will vary depending on the amount of your cash advance and the lender. Your lender will notify you of the exact fee for your loan at the time your application is submitted. Cash advance loans are designed for your emergency cash needs. The fees charged can be less than other types of costs you may incur like return check fees, late charges, phone reconnection or other penalties.

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